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Which banks have the best savings rate?

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Probably UOB One if you could meet all its criteria (quite achievable) and max out at the highest savings tier. If not wrong, EIR ~5%.

I do recommend OCBC 360, UOB one account. You should check the TnC to see which of them suit your situation.

If you meet all the criteria to get bonus interest: standard chartered

UOB or OCBC...

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