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Anonymous
What is the best method to find an independent financial advisor who deals with most (if not all?) insurers for a non-obligatory discussion?
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Josh Tan Jian Liang
14 Oct 2019
Co-founder https://theastuteparent.com at Promiseland Independent Pte Ltd
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Hariz Arthur Maloy
14 Oct 2019
Independent Financial Advisor at Promiseland Independent
Hey Anon!
There are quite a few IFAs here on the Seedly QnA but if you'd like to look at an unbiased comparison, MOH has already done one.
https://www.moh.gov.sg/docs/librariesprovider5/integrated-shield-plans-documents/april-2019/comparison-of-pvt-hosp-ips-(1-april-2019)-v2.pdf(https://www.moh.gov.sg/docs/librariesprovider5/...(1-april-2019%29-v2.pdf)
Usually for seniors, however, I'd tend to recommend NTUC Income Shield or Raffles Shield due to premiums and underwriting. :)
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Elijah Lee
14 Oct 2019
Senior Financial Services Manager at Phillip Securities (Jurong East)
Hi anon,
Just reach out to us and have a word with one of us first, to find out more. Find an advi...
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Hi there,
Use this insurance premium calculator to get a quick comparison between plan premiums. https://www.theastuteparent.com/2017/04/integra...
Plans in the calculator are to private hospital coverage.
If premiums are out of budget, look for plans that cover till B1 ward only. One example is NTUC Incomeshield Basic. If you've further questions, reach us back https://www.theastuteparent.com/contact-us/ for a non-obligatory discussion.