When would one get their home insurance and fire insurance?

I got mine with eTiQa on the day I collected my keys. They offered the option for 1, 3 and 5 years coverage. I took the max of 5 years so I don't have to be reminded to renew my insurance coverage.

Also, I bought a resale flat and began renovation 2 weeks after getting my keys. I wanted to be sure that my insurance coverage any issues during the renovation since I'm not there 24/7 to monitor the works.

Hope this helps!