Anonymous

14 Oct 2022

∙

General Investing

When will you jump into Singapore Savings Bonds? SSBs this month start at 3% year 1. Interest rates still going up the US Fed predicted to increase rates by 75bps. Do you buy this SSB or wait and see?

Buy now or hold and wait to buy higher later? will future SSBs be higher and if so by how much?

7

Discussion (7)

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PP

19 Oct 2022

I would apply for some each month, since the allotment is a small sum.

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Niger's Tidebringer

19 Oct 2022

Buy first. Can redeem later on at a small fee of $2

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Susan Soh

19 Oct 2022

Buy first, can always redeem and buy later if the interest rate increases.

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Billy

17 Oct 2022

Development & Acquisitions Manager at Real Estate Private Equity

If you want, you can consider putting it in higher interest rate accounts which still provide you liquidity for you to take action.

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Ace

14 Oct 2022

Agree w YJ and Choong Hwee.

Ladder is better than wait for high interest - while you wait, the $$ ...

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Back in 2018, the Fed Funds Rate Increase to 2.4%. But the Interest Rate for Home Loan was still kept low in Singapore. Why is it now the Fed Funds Rate at Increase to only 1.5% yet Interest is High

Are US Fed Rates going to increase or decrease in the next 3 years?

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