Anonymous
Hi, I just graduated into my first job. I more than qualify for the $30,000 income requirement for a miles card I am looking at. However, what are the chances of me successfully getting it by signing up with MyInfo and just 1 month worth of salary data? I do not have any credit history. Thanks:)
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Rachelle Lye
04 Aug 2020
Digital Marketing at Fintech
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Ling Jit Thong
04 Aug 2020
Dentistry at NUS
Definitely as soon as possible so that you can start building your credit score when you pay your credit on time.
This is extremely helpful when you take a loan for big ticket purchases such as your first house, etc. as it could save you thousands in interest.
You should check with your bank assistant how long of salary data you need to apply for the credit card. All the best!
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Gerald Ong
04 Aug 2020
Full-Time YouTube Educator at www.youtube.com/GeraldOngSL
Congrats on getting your first job! Actually, the best person you should ask is the staff in the ban...
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Hey there!
I recently graduated as well, and called DBS with regards to application for the POSB Everyday credit card (this is not a miles card though). With just 1 month worth of salary data, it really depends on which card and bank you are applying for.
But DBS basically told me either to try applying after 3 months, or to follow their requirements for 'employees with length of service for less than 3 months'. But everything will be subjected to a case by case review.