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Bryan
30 Aug 2020
Data Management & Financial Analytics at EDHEC Business School
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Samantha Ong
30 Aug 2020
Seedly Student Ambassador 2020/21 at Seedly
around 5% for immediate/ short-term spending
around 15% for savings and savings account
around 45% for long-term investments and less risky assets
around 35% for short-term investments and more risky assets
This may differ from people to people, just my personal take on this question.
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Assuming that you are asking during the current post-covid period.
Context: Working, Able to taker higher risk.
5% - Savings to buffer for unemployment
20% - F.D to earn minimal interest :/
20% - Private Property downpayment given the relatively cheaper prices now
30% - To purchase into U.S Equities (Technology)
25% - To purchase into Asia Emerging equity instruments