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Anonymous
Hey all, recently I applied for my first credit card, and it got approved. However, I set my credit limit a little way too low (wanted to play safe), now realized it's a dumb move as I realize that I would easily use up the limit I set; I did not factor in paying for food/movies/drinks bills with friends, etc, which would easily eat a big chunk of my limit.
But my application is still fresh, not even pass its first billing cycle, just wanted to know if I ask for an increase, is there any risk?
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Err, probably will hurt abit in short term, but generally its good for long term (as long as you dont delay payment) 😶