What to do with 1.5million

Hey bro, not sure if it's the best idea to ask the public for tips hahaha. Later someone asks you to buy meme stocks or try to sell you something...

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I think must learn a little so you can filter out bad advice ah!

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If you ask me, the first thing I'd do is put in risk risk assets - E.g SG govt bond, or DCA into like SSB bonds (liquid government bond!) now cause interest rates are high. Cause if you'll looking for investment opportunities it's gonna take weeks or maybe months to find a good lobang anyways, 3% of 1.5m in like thousands of opportunity costs while you hunt!

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Then you need to know if you're hands on, hands off in investing? What your skillsets are, and what you wanna learn!

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I'm good with property and getting better with option trading so that's what I'm sticking with. Getting harder and harder to find mispriced/underpriced properties now given the market cycle we are in and the looming threat of a recession given the high interest rate and intense cooling measures. And all this volatility is good for option sellers as I collect more premiums!

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Good luck getting an awesome return on your investment

-Gerald Ong - Personal finance YouTuber, badminton school owner, and realtor

No offense but most here are book smart, academics or good researchers but what all is telling you is black and white from what they only know because of the information that's only presented to them/us.

Do what your instinct or gut tells you. Only you know how aggressive or passive you can be, your risk tolerance etc.

As old-fashioned as this suggestion is, I still recommend switching to gold, which is the easiest way to do it.
For a slightly more complicated way, consider buying short-term treasury bonds.
Try not to buy any financial products that don't pay out capital if the worst thing happened.

Well, still continuing to grow your wealth, except you diversify it. Especially if u have kids, it's good to grow them for legacy and generations.

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On top of that, rmb to start your passive if u haven't. Extra money is fine, and it makes sure u continue to have that stream regardless.

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This also means more planning.

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But it's good you have such extra cash because not everybody can have it. So still be prudent about it.

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Wish u good for your future~ Cheers!