I personally think these are the easiest ways to save money:
Eat simple. Hawker food is often cheap and good. There really isn't a need to have one meal a day at a cafe or similar
Drink simple. Even if you don't make instant coffee, the $1 kopi is still just as good as the $7 Latte, especially if you just need the caffeine kick
Travel simple. Plan your journeys ahead of time. Public transport is very good in Singapore already (don't compare with Japan, that's another level). I see people taking Grab everywhere when they could have just taken public transport if they just left the house 20 minutes earlier.
Live simple. This varies depending on person, and I don't think there's anything wrong going to the cinema or museums once in a while, but pre-covid I know of people who had to go out and spend money on weekends, just because they could. I'd rather much pass time simply and read my newspapers, thank you very much.
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