What should I think about when considering the ICBC VISA Dual Currency credit card?

I am clueless about the different dual-currency cards. Any advice on how to set them apart?

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Yang Teng

28 Apr 2020

Consider whether you are using this card because you have frequent expenditure in USD or a card for holiday spending. If it is for the latter, it might be restrictive since there's only 2 currencies available.

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In what case would you get the ICBC dual-currency credit card? Would a multi-currency card be more useful?

Is the currency exchange rates good for the ICBC Koipy Dual Currency Credit card?

Are there any on going promotions for this ICBC Koipy Dual Currency Credit card?

When ICBC UnionPay Dual Currency Credit card says they will give up to 8% cash back on purchases, how real is it?

Are there any exclusive privileges the ICBC UnionPay Dual Currency Credit Card can offer?

ICBC VISA Dual Currency Credit Card

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Up to 8% on retail spend

CASHBACK

Unlimited

CASHBACK CAP

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In what case would you get the ICBC dual-currency credit card? Would a multi-currency card be more useful?

Is the currency exchange rates good for the ICBC Koipy Dual Currency Credit card?

Are there any on going promotions for this ICBC Koipy Dual Currency Credit card?

When ICBC UnionPay Dual Currency Credit card says they will give up to 8% cash back on purchases, how real is it?

Are there any exclusive privileges the ICBC UnionPay Dual Currency Credit Card can offer?