What should be the first type of insurance to get after you get your first job?

Medical hospital insurance.

because hospital bills can ruin you if you are really unlucky to get an expensive illness or accident.

Grab that hospital coverage!

Shield PLANS (payable via CPF medisave)

this shld be the first plan to grab, as they cover your hospital coverage if you are required to be hospitalised due to illness or accident.

Buy the shield plan that covers your private hospital needs if you can afford it, and the riders if you can afford additional cash.

The 2nd plan I will buy is critical illness plan. to die is to cheaply settle it, but to be sick.. critically is an expensive way to "settle it".

3rd plan would be personal accident.

If you are a guy, do google for MINDEF-AVIVA group insurance, its the cheapest group insurance you can get for critical illness and personal accident (and term plan for death if you need to prepare your coverage for your parents)

Hospitalization plan hands down!! And max it out. In the case of a sudden emergency/surgery, you are covered by it. You'll never when this kind of thing will strike.

I bought hospitalisation insurance first!