What role should CPF savings play in deciding the right amount of life insurance coverage for dependants, housing loans, and long-term care needs?

Use your CPF savings to offset some needs, but make sure your life insurance still covers any shortfall for your dependants, home loan and future care needs.

CPF DPS coverage is minimal and CPF savings should primarily should be used for retirement for self. I do not consider CPF when deciding insurance coverage.

Of course, when buying a house, they will look at your CPF OA to decide the loan amount.