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Anonymous
Appreciate if could list the pros and cons:)
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Jiayee
27 Oct 2020
Salaryman at some company
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What are you going to do with the extra money at hand?
Pros: More liquidity. Can do more with more money at hand. Lower total fees, lower dividend taxes (because of lower dividends).
Cons: Less $$ when you cash out (assuming x% p.a. increase).
If you find your cash flow too tight, please decrease your monthly DCA amount. Only spare monies should become investment monies.