What is the main feature that attracts your attention when buying car insurance? How would you compare the different brands out there?

The vast majority of consumers will typically hone in on price. Coverage breadth is usually secondary; in any case, with the commoditisation of motor insurance, there's not significant differences that exist between the different insurers. Some insurers will offer slightly better benefits (e.g. higher personal accident benefits, broader panel of approved workshops, etc.), but unless you're really keyed into the ins-and-outs of motor insurance, most consumers will focus on the lowest-priced cover.

The above explains the rapid rise of comparator sites (like the ones below), and online direct insurers.

Personal car insurance comparison - heavily used to get the best priced policies:

1. https://www.gobear.com/

2. https://www.moneysmart.sg/

3. https://www.motorist.sg/car-insurance

Personal car insurance direct - also heavily used for best priced policies:

1. https://www.budgetdirect.com.sg/

2. https://www.fwd.com.sg/car-insurance/

Direct insurance companies like Budget Direct or FWD tend to offer better rates than traditional insurance companies. You can use the comparison sites to look at rates from traditional insurance companies versus the online insurers.

Commercial car insurance - compare commercial motor policies:

1. Compare commercial vehicle insurance here. (https://www.providecover.com/types-of-insurance/commercial-vehicle-insurance/)

I will compare the price and coverage. then i will see which one suits my needs more. personally i got my car insurance from https://www.motorist.sg/car-insurance. they plans are quite good and affordable i feel