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Anonymous
I’m staying at a resale 3RM and has met MOP of 5 years. Looking to sell and buy another 3RM in a better location. But thinking of buying new flats from HDB SBF.
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Did you buy the resale 3RM flat on your own or with another Singaporean citizen? That's the main consideration for 3RM SBFs. Can check out this guide on how to apply for BTO / Balance flats.
Sale of Balance flats typically have the same eligibility criteria as a BTO, and single citizens can only buy a 2-room Flexi flat after they turn 35 years old.
If you bought the resale 3RM flat with another family member (Singaporean citizen) or with your SC/PR spouse, then there's no issue assuming you plan to stick with the same arrangement for the new flat. The main eligibility criteria is just the income ceiling, then.