What is the difference between stashaway's income portfolio (invest in Singapore reits bonds stocks and etf) vs a regular savings plan like ocbc blue chip? What is recommended for a beginner?

For someone just starting out, I think it's helpful to focus on understanding how each option matches your goals rather than only comparing expected returns. A regular savings plan offers more control over the specific stocks or ETFs you buy, while managed portfolios provide broader diversification and less hands-on decision-making. Taking time to learn the basics before investing usually pays off in the long run. I find the same approach useful when researching health topics resources like https://phoenixarizonadentistry.com/ explain complex subjects clearly, making it easier to understand the options before making a decision.

• How much to invest is different

StashAway Simple has no minimum investment requirement (https://www.stashaway.sg/simple) as comapred to RSS where it is usually $100 monthly.

• What you are investing in is diffferent

StashAway simple invests in Lion Global SGD Market Fund and LionGlobal SGD Enhanced Liquidity Fund SGD Class I Acc. They actuallly do not invest in REITs and bonds. You may have gotten confused with Syfe. These investments have lower volatility and lower potential returns. For RSS, it depennds on the platform/plan you use. If you use OCBC BCIP, you can choose which blue chip stocks to invest in monthly. If you use Nikko AM, you can invest in the STI monthly.

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