What is the difference between DBS Invest Saver and DBS DigiPortfolio?

Hello! Let me explain this to you.

I believe it's simply an iteration from V1.0 to V2.0... it all started many years ago with DBS Invest Saver, now DigiPortfolio launched to be more competitive against the many robo-advisors in the market today.

DBS Invest saver (v1.0)

• Is a form of a regular savings plan (RSP) where you put in on a monthly investment amount (eg $100 min)

• It is often used by individuals with the DBS Multiplier account to fufil the investments requirement there

• Only can buy a few counters below:

Singapore Equity ETF

1. Nikko AM Singapore STI ETF

SGD Fixed Income ETFs

2. ABF Singapore Bond Index Fund

3. Nikko AM SGD Investment Grade Corporate Bond ETF

REIT ETF

4. Nikko AM-StraitsTrading Asia ex Japan REIT ETF

DBS DigiPortfolio (v2.0)

• Is the new and improved version to fight with the Robo-advisors in the market today

• It is a way to invest globally into ETFs at a lower cost

• Minimum investment at SGD or USD1000 (respectively for local or global ETFs)

• Right now it is so new that you can't use it for your DBS multiplier category for investments yet

Here's our full review of the DBS DigiPortfolio: https://blog.seedly.sg/dbs-digiportfolio-roboad...

Hope this helps in some way :)​​​

DBS Invest Saver is a regular investment plan where you put a certain amount of money every month to buy ETFs or Unit Trusts.

DBS DigiPortfolio is a hybrid robo-advisor type offering, where the selection of the ETFs are done by humans and backend operations are done by technology.

It depends on your amount of money that you have to invest and your investment strategy.

DBS Invest Saver:
Start with $100/month
Option of ETF or Unit Trust
Most offerings are SGD

DBS DigiPortfolio:
Start with S$1000 or US$1000
Option of Asia focus or Global portfolio
ETFs only

Both allow you to start small and grow

I started with DBS Invest Saver when embarking on my investment journey as the amount is small and allowed me to stay invested. I am looking at DigiPortfolio again to see if it makes sense to start.