What is the AIA Vitality hospital income insurance about?

It is something that complements your hospitalisation plan to cover the extra areas like extra cash for your hospitalisation and recovery (daily cash for up to 500 days in the hospital), extended shield plan where you can get 20% discount on AIA hospital income as well as healthy living rewards where they reward you for every healthy choice you make.

There are two parts to this question, 1) AIA Vitality; and 2) AIA Hospital Income.

AIA Vitality

AIA Vitality is a health wellness programme that is exclusive to AIA policyholders. The purpose of this programme is to provide you with tools and support to 1) understand your health, 2) improve your health, and 3) get rewarded for leading a healthy life.

More Details: https://myaia.aia.com.sg/en/vitality/home.html

AIA Hospital Income

AIA Hospital Income is a hospital cash plan that provides for cash payout for each day the Insured is confined in a hospital due to an injury or a sickness, and a get-well benefit after the insured's discharge.

More Details: https://www.aia.com.sg/content/dam/sg/en/docs/p...

Moreover, you may integrate AIA Hospital Income with AIA Vitality. As a result, you may receive premium adjustment at the inception of the policy or at each renewal of the policy beginning from the first renewal of the policy.

In essence, the annual premium adjustment percentage depends on the insured's Vitality status as at 45 days before the renewal of the policy. The higher your status, the higher the annual premium adjustmnet.

Over time, you may receive up to 15% discount on the renewal for AIA Hospital Income from the annual premium adjustment percentage.

Conclusion

Whether it is oustanding or not depends on your financial needs. One of the best way to do this is to have a complete understanding of your existing insurance portfolio. Through this process, it allows us to understand the coverage that we have, any financial gap, as well as to find out whether we are overpaying for our insurance policies.

Key Reasons Why:

Why Every Client needs an Insurance Policy Summary

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