What is hardest thing about managing your personal finance as a student for you?

I think its knowing where to start? it can be daunting as we dont know where to begin

The inertia to get started was the hardest thing for me as well, as I have experienced it a couple of months ago. The information overload was real, and especially when you're doing this alone while most of your peers are still making their money fly away like no tmr and peer pressure is making you think if you're doing too much right now and sacrificing your entire youth and social life for this.

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I think finding a balance between enjoying life and managing our personal finances is key as we progress through life and our financial journey. And our priorities and goals will change over time too so we would have to be open to new strategies and lifestyles to adjust accordingly.

Students have bare minimum to invest, returns are super low on a dollar basis, unless you do full growth stocks or crypto

The hardest thing for me is to manage my temptations. The struggle when you are trying to save and invest, but you see your friends flexing their new Macbook Pro...