What insurance should I get? I am going to ORD in July next month and starting my first full time in August, and how do I go about to choose with Insurance Agent I want to keen in knowing more? ?

The more essential insurance to get are:

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1. Life insurance/Critical illness

2. Hospitalization and surgical insurance (H&S)

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You can add on other insurance such as disability income insurance, personal accident insurance.

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How to choose agent?

1. Same with all products, compare agents. You can get independent advisors, or company tied advisors. Get different quotations, compare.

2. No one can force you to sign on a policy, so comparing is very important.

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Or you can try out the DIY insurance portal: https://www.diyinsurance.com.sg/portal/home/

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I not from DIYinsurance, but I like to use it. Quotation free one.

Same question was ask by my OJT, I told them why don't they become one.