What have you guys used emergency funds on?

I usually keep between 5-10k as emergency funds.

I had to dig into it to buy the dip during the stock market crash in 2020 (no regrets there, made a decent profit.)

I also use my emergency funds when I see equipment that I need being sold at a heavy discount on carousell (I run my own media business).

But your "risk appetite" will determine what you use your emergency funds on.

I haven’t yet had to dig into my emergency fund but emergency fund as the name suggests is for emergency !

• In Between Jobs
• Gives you the freedom to leave your job even if you don’t have a job
• unexpected expenses such as house repairs, car maintenance / repair etc.
• urgent travel (not a use case right now but in general)

I am sure could be many more.