What happens when I get a credit card approval but did not activate it? Should I cancel or just leave it?

If the card is not activated, then it is not usable. If you do not need the card, I will call in to the customer service centre to request for them to cancel it. Thereafter, cut the card into half and toss it.

While the above steps are not mandatory (since there is no way to use an inactive card), I prefer to do it so that the bank knows 1) my intention not to use the card; 2) and the card is deemed invalid. This way, it leaves no ground for unnecessary complications.

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