Anonymous
With a GX credit rating, will I ever get approved for a credit card? Any advice on credit rating?
I am a relatively new fresh graduate with about 6 months+ working experience. My monthly income is $2600 and occasionally have some commissions based on the nature of my job. I have tried to applied for 3 credit cards so far but all has failed once they ask for my CPF contribution. May I know if I will need a full year income in my CPF statement at least to apply for credit card? What does GX credit rating even means?
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Here are the different credit ratings: https://www.creditbureau.com.sg/pdf/Credit-Repo.... Some cards require a minimum annual income of $x0000 hence you will need to submit your CPF statement as proof. You can check with the bank directly as to why your your application was rejected.