What happen when u cross the million dollar mark? Are u considered a millionaire only u add the money in your cpf?

Just for sharing my experience as I have turned millionaire on 18 Feb 2021 and I am 37 (1984).

Some of the questions that I am constantly thinking...With this amt of networth, what is my next move.

1. Retirement (the ability to quit my day job and pursue something of my interest)

2. Travel the world with my family

3. Set aside a meaningful endowment for my child university education.

4. And double my networth

And my definition of millionaire is liquid asset meaning my stocks and cash holding.

I consider to be a millionaire if i have $1 mil of cash in my bank. Without take consideration of all the stock, house and whatever assets, dont even know can live to 55 to withdraw cpf, sometime accident may happen.

Thus i will never be a millionaire.