Advertisement

Cheryl Cheong

18 Apr 2019

∙

What exactly does "retail spend" or "retail transactions" mean on credit card promotional adverts?

Is it transactions (chip/swipe/tap) at the physical shop, and doesn't allow online transactions?

1

Discussion (1)

What are your thoughts?

Learn how to style your text

Charmaine Lim Xiaomei

11 Mar 2019

I believe retail spend and retail transactions are referring to the same thing. Here's an example of retail transactions by OCBC:

Also, retail spend / retail transactions =/= offline spendings. Most credit cards covers both offline and online.

Perhaps you can state the specific credit cards that you are enquiring about for more definite answers

Reply

Save

Write your thoughts

Related Articles

Related Posts

Looking for credit card recommendations! My average monthly spending does not exceed $600. Spends more on dining and online retail. Particularly looking for cash back cards. Thanks everyone!?

Are debit cards necessarily lousier than credit cards? I saw a UOB promotion giving 5 miles per $1 for a debit card spending. Why would banks do that? Is it wise for me to just get a debit card?

Any tips on how to meet $500 min credit card spend and 3 GIRO transactions for UOB ONE card and account?

Will EZ-link transactions made with ApplePay be eligible for cashback for the Standard Chartered Spree Credit Card? If not, is SimplyGo considered as a retail purchase transactions (1% cashback)?

Promotion clarification: Make a min. spend of S$1,000 for 2 consecutive months from Card Approval date. does that mean I have to spend $1k per month x 2 or $1k in 2 months?

Related Products

Standard Chartered Simply Cash Credit Card

4.2

171 Reviews

Standard Chartered Simply Cash Credit Card

Up to 1.5% on eligible spend

CASHBACK

Unlimited

CASHBACK CAP

$30,000

MINIMUM ANNUAL INCOME

UOB One Card

4.1

162 Reviews

DBS Altitude Visa Signature Card

4.3

96 Reviews

Related Posts

Looking for credit card recommendations! My average monthly spending does not exceed $600. Spends more on dining and online retail. Particularly looking for cash back cards. Thanks everyone!?

Are debit cards necessarily lousier than credit cards? I saw a UOB promotion giving 5 miles per $1 for a debit card spending. Why would banks do that? Is it wise for me to just get a debit card?

Any tips on how to meet $500 min credit card spend and 3 GIRO transactions for UOB ONE card and account?

Will EZ-link transactions made with ApplePay be eligible for cashback for the Standard Chartered Spree Credit Card? If not, is SimplyGo considered as a retail purchase transactions (1% cashback)?

Promotion clarification: Make a min. spend of S$1,000 for 2 consecutive months from Card Approval date. does that mean I have to spend $1k per month x 2 or $1k in 2 months?

Advertisement