What credit cards would you recommend for best cash back?

Hi Anon,

You can consider UOB EVOL. It has a minimum spending requirement of $600/month but awards 8% cashback for contactless spending and online spending, capped at $20/month for each category.

If you'd prefer a higher cashback cap, you can consider OCBC FRANK. It awards 6% cashback on the same categories but has a monthly cap of $25 per category. It also has a monthly spending requirement of $600.

If you're afraid you're not able to hit $600 consistently, you can consider Citi SMRT. It awards 5% cashback for online spending and grocery/transport spending, but only has a monthly spending requirement of $500.

I went into more detail about these cards in this post if you're interested: https://www.thefrugalstudent.com/the-best-high-...

Hope this helps!

Regards,
thefrugalstudent

If you can keep it to about $500, UOB One card is quite good. If you can hit $800 minimum spend per month, then I'd say go for Maybank F&F CC. Alternatively, you can do a combination of UOB One and an unlimited cashback card if your expenditure is above $500 but not quite $800.