Yes, your employer is liable. Under the Work Injury Compensation Act (WICA), if you are travelling to work (e.g. from home to work, or from a client's office to your office, or vice-versa), and you get injured, your employer must compensate you for your injury.
Here are the amounts your employer must pay:
Medical Expenses - Up to $45,000
If an employee suffers a work-related injury or disease, employers in Singapore are liable for up to $45,000 for the workers’ medical fees.
Compensation for Permanent Disability - Up to $289,000
If an employee suffers a work-related permanent disability, employers in Singapore must pay them lump-sum compensation.
Compensation for Death - Up to $225,000
If an employee dies from a work-related cause, the employer must compensate the deceased worker’s estate for their death.
2 Key Takeaways:
a. For Employees: Know your workmen compensation rights
Familiarise yourself with the coverage amounts you can claim, so that you can get your dues if you end up getting hurt at work.
b. For employers: Protect your company against workmen compensation liability ASAP
If you’re a business owner, it’s critical that you protect yourself against work injury liability by having a good WICA insurance policy. The amounts you can become liable for could easily put a small company out of business.
Yes, your employer is liable. Under the Work Injury Compensation Act (WICA), if you are travelling to work (e.g. from home to work, or from a client's office to your office, or vice-versa), and you get injured, your employer must compensate you for your injury.
Here are the amounts your employer must pay:
Medical Expenses - Up to $45,000
If an employee suffers a work-related injury or disease, employers in Singapore are liable for up to $45,000 for the workers’ medical fees.
Compensation for Permanent Disability - Up to $289,000
If an employee suffers a work-related permanent disability, employers in Singapore must pay them lump-sum compensation.
Compensation for Death - Up to $225,000
If an employee dies from a work-related cause, the employer must compensate the deceased worker’s estate for their death.
2 Key Takeaways:
a. For Employees: Know your workmen compensation rights
Familiarise yourself with the coverage amounts you can claim, so that you can get your dues if you end up getting hurt at work.
b. For employers: Protect your company against workmen compensation liability ASAP
If you’re a business owner, it’s critical that you protect yourself against work injury liability by having a good WICA insurance policy. The amounts you can become liable for could easily put a small company out of business.