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What are your views on Manulife InvestReady (III)? Can it help with early retirement planning? Thanks!

Discussion (32)

What are your thoughts?

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Don't buy all these retirement plan, eventually sure lose money with all the fees, and nk liquidity esp in case when u need the money urgently. Learn to invest, or put into SSB or tbills or fixed deposits even better than all these manualofe or fund trust plan. I am speaking from experience.

I shared the same sentiment as most of the people here; DIY (investment) benefits you in the long run.

Hi, my agents also convince me to buy AIA ILP linked, mentioned that it has big and famous institutions fund manager manage it. after make the payment, the fee is 5k and annual fee around 1.5% and advise me to keep till 100 years old or pass to kid. Any advise ?

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No. Learn to invest yourself and avoid the massive fees.

Investing does not have to be complicated. Can just be in a passively managed etf like VOO or IVV

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To pay 2.5% of the account value annually is excessively high. Despite any initial welcome bonus, it...

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