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Don't buy all these retirement plan, eventually sure lose money with all the fees, and nk liquidity esp in case when u need the money urgently. Learn to invest, or put into SSB or tbills or fixed deposits even better than all these manualofe or fund trust plan. I am speaking from experience.
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I shared the same sentiment as most of the people here; DIY (investment) benefits you in the long run.
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Hi, my agents also convince me to buy AIA ILP linked, mentioned that it has big and famous institutions fund manager manage it. after make the payment, the fee is 5k and annual fee around 1.5% and advise me to keep till 100 years old or pass to kid. Any advise ?
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Jonathan Chia Guangrong
06 Dec 2023
SOC at Local FI
No. Learn to invest yourself and avoid the massive fees.
Investing does not have to be complicat...
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The only thing is that they protect the amt you put in? im thinking if i shld get it as well.