What are your thoughts on my FSMOne Portfolio?

Hi all, am new to investing and wanna seek your thoughts/advice. Planning to do a DCA of $300-$400 a month into FSMone RSP which would consist of VT and VWO.
I'm not too keen to include IVV/VOO as i didnt want it to be overly US-centered. I've researched on VT etf and saw that there's at least 50% in the US market so i'm pretty okay with doing without IVV/VOO.
Wonder if my choice on the 2 etfs are okay or should i rethink about including IVV/VOO or even other ETFs on the FSMOne RSP list?

FSMOne Fundsupermart

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Frankie Rappaport

11 Jul 2020

Cost reduction and diversification is everything. you did already an excellent research.

VT (as also IWDA) is a super prudent choice. It could even be that it is the only ETF you need with stock investing at all.

Maybe the best way, since because of it's high U.S. share (57%) it still has the high U.S. potential.

If you wanted to control better the share of your U.S. part you could do a mix of VOO and iShares MSCI ACWI ex U.S. ETF, however the latter one has higher fees of 0.32% per year.

The other point is that China is projected soon to be #1 world economy. So even after the recent share upgrade within the MSCI it is grossly underrepresented in the common world indices.

So maybe a wiser way would be to buy VOO plus a self-defined percentage of a China ETF.

What the best China index for ETF selection would then be remains uncertain.

Possibly MCHI would be a good broadly diversified one.

When more technology exposure would be wished for, CQQQ seems a good choice.

When emerging markets (but Chins is special) are known for dynamic growth, there are also a lot of risks, finance, politics, inflation/currencies.

I would not invest into EM, but only into China (ETFs) as an emerging market.

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