What are your opinions on investing in SYFE during this COVID-19 situation?

Hey there, that's a good question! Firstly, you're right. There is no dividend withholding tax if you invest in Syfe's Singapore REITs portfolio.

As to your question on whether now is the right time to invest with Syfe, time in the market beats timing the market. If you're planning to invest for the long term, now would be a good opportunity to accumulate quality investments at bargain prices.

That said, you should always know your risk appetite before investing. Syfe's risk assessment tool can help you better understand your risk profile and recommend a portfolio suitable for your risk tolerance level.

To further put your mind at ease, Syfe portfolios have remained remarkably resilient during this COVID-19 period. Our portfolios have experienced smaller dips in value as compared to our benchmarks and the broader market.

As the saying goes, the best time to invest was yesterday. The second best time is now. So do get started!​​​

You have got to ask yourself if you are investing a lumpsum or doing month contributions.

I don't think it matters either way because you are buying at a low and holding it out for a 10 years horizon.. If you have a lump sum then great as market historically proves that it will self recover over time! If you are doing monthly contribution, you'll just be effectively using the dollar cost averaging strategy to manage time and price risk. So that shouldnt be a problem.

My suggestion to you is to have a regular contribution. Waiting is a waste of time to compound your money. Its a known fact that covid is going to be here to stay and at least for another 2 years. So get started!