What are some useful tips and tricks to tackle the rising cost of living in Singapore?

Could sound very silly but putting my dayjob pay (minus bill) straight into anchor protocol and using Cryptodotcom debit card to translate UST/USDC into SGD and my daily food allowance.

Define both short- and long-term goals in order to gain clarity how you can allocate your resources. Eg. Contribute to CPF/Start investing/buy insurance for your retirement plans (that is money you will not touch in the next 15-20years).

Keep a budget overview and save money towards a specific goal (buy a house/car/electronic device) by cutting down your spending. If Possible invest some resources in short-term products (eg bonds).

Minimallist

Effort to research on how to consolidate your spending and getting the better deal and patience to wait for the better deal during sales period if there is no urgency to get the item/service