What are some of the "New Year Resolutions" that you have made in the past that you have managed to keep, and how did you make sure you achieve them?

Managed to contribute $15,300 to my SRS last year. I think the trick is to top up regularly. Every $10-20 I felt like I had saved from somewhere else went straight to my SRS account. I topped up at least once a week. Hope to replicate my success this year!

As far as I can remember,

1) Fitness

I was never a gym addict nor fitness enthusiast, but I always wanted to become fitter and stronger all these years. Needless to say, I failed to achieve this New Year Resolution for many years until 2018 when I was due to enlist for NS. In an attempt to reduce my NS by 2 months, I started exercising a few weeks before my pre-enlistment IPPT at Toa Payoh Stadium and as you might have guessed, I failed miserably (17 points) and had to enlist 2 months earlier and serve the full 2 years.

After months of physical training, I finally managed to attain a Silver for my IPPT and also received the monetary incentive of $200! Now, I also lift weights regularly to build both my strength and muscles.

On a side note, 495 days more to ORD!

2) Finances

I have also always wanted to better manage my finances and make smarter financial and lifestyle decisions. Thus, I am very grateful to have found both Seedly and Shopback (Seedly Personal Finance Community & ShopBack Smarter Way Community) as I have acquired lots of valuable knowledge and learnt so much from the fellow community members which I have put to good use!

I also began taking control of my finances this year where I made some changes to my portfolio and embarked on my investment journey as compared to the past where I just left my funds in a 0.05% p.a savings account. Currentlly taking baby steps and slowly gaining exposure as I'm more of a conservative and risk-averse person. Hopefully, I'll get more comfortable with taking on higher risks in 2019!

In a nutshell, 2018 has been a fruitful year and I look forward to 2019!

Here's wishing everyone a Happy, Blessed & Prosperous New Year ahead!