What are other ways to make money without financial investment?

As a short term goal, try freelance jobs online.

For a long terms goal, consider becoming a social media influencer.

Hello, you may want to explore Hugo Save which is a digital account that helps you spend, save & invest, starting with gold. There's a feature within the app called Roundups whereby your card transactions are rounded up to the nearest dollar and the excess is saved. Every week, your Roundups savings are automatically invested into real physical gold and stored in your Gold Vault. This means that while you are spending money, you are saving and investing small sums every single day.

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For example, an average cup of coffee at a kopitiam in Singapore costs about $1.20, by buying your coffee with your Hugo card, Hugo rounds up the transaction to the nearest dollar and saves $0.80 in GOLD for you with every cup of coffee bought. In a year, you can save up to $240 in gold every year (assuming you need at least 1 cup of coffee 300 days a year to get you kickstart your morning).

Here's how it works:

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1. You can open your account in under 4 min. All you need is your NRIC/ FIN and a selfie. It's open for users above 18 years of age
2. The Hugo account comes with a Visa Platinum Debit card that you can also use on MRT or buses
3. With Hugo Roundups, your purchases get rounded up to the nearest dollar and the loose change is auto invested into gold. This is my favorite feature as it helps me save everyday
4. You can actively save for your financial goals through Hugo Money Pots
5. There isn't any minimum balance, penalties or paid fees required for maintaining a Hugo Account
6. Start your investment journey in gold through Hugo Gold Vault. With Hugo, you can invest as low as $0.01 in gold

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If you are interested, you can read more about the platform here: https://www.hugosave.com/