Weighing between using a Roboadvisor to create an education portfolio for my newborn vs getting him an endowment plan or education savings plan. Any thoughts?

I've got a new born coming along in January 2022 and want to start early in terms of saving for his education (as they say, time is money!).

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I've been reading about education savings plans and endowment plans, and am weighing up the pros and cons of using these vehicles vs. doing it myself via a roboadvisor portfolio (currently using Endowus).

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Would like to hear other parents thoughts on which route might be better overall. My gut feel is that Roboadvisor portfolio would have better returns due to lower fees, but there is safety in an education savings plan via the guaranteed portion (although that is currently like a miserly 1.5%).

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One risk I can foresee - in using Roboadvisors - is that the money may not be available when needed in the event that the market hits a downturn or the funds are just not performing at the time the money is needed. However, I think that by withdrawing money over time instead of taking everything out as a lump sum, this scenario can be avoided.

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Any thoughts on which method would be your choice, and why?

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Thank you so much!