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Rick Lim Teck Boo

17 Oct 2021

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Want to know how much I will be paid from CPF when I reached 65?

How much I will be paid from CPF after reaching 65

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Tan Choong Hwee

17 Oct 2021

Investor/Trader at Home

Are you referring to CPF LIFE monthly payouts? It depends on what is your RA at 55 and whether you are going to continue topping up RA till 65. You may use the CPF LIFE Estimator to find out the estimated payout amount:

https://www.cpf.gov.sg/eSvc/Web/Schemes/LifeEst...

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What if CPF RA exceed Enhanced Retirement Sum (ERS) at age 55? If choose not to withdraw, how much CPF life can pay? Using 1M65 as an example, how much CPF life pays based on 1million balance at 65?

When buying a house, how much should it come from our CPF and the remaining should come from cash? I am wondering if there is a "best ratio" between how much to pay via CPF vs cash. Does anyone know?

If I use cpf to pay the full amount of HDB loan, what will happen when I reach 65 years old? Do I need to payback to cpf before I can start my cpf withdrawal?

A bit late but wanted to share this 1M65 (1 million by 65) free CPF calculator. Thought it's a pretty interesting concept on how to utilise your CPF! Feel free to share any feedback/comments here!?

What happens when you reach annual CPF limit for the year? Does the amount, that previously would have been credited into CPF, now gets diverted and paid out as take home salary instead?

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