Trust Bank Referral Code — Freedom Card Sign-Up Gift (Up to S$8,000 / USD 8,000 Stock) [November 2026]

Trust Bank Referral code: 2GG9T8K3

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Updating this for November, since a lot of people are asking whether the sure-win gift is still on after the 31 Oct date that was floating around. Yes, it’s still running. Trust’s official page now says the sign-up gift is available to new credit card customers until 31 Jan 2027.

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What’s changed since August/October

• The Freedom card now has a Miles reward mode as well. The 100,000 Max Miles welcome offer (approval window 21 Sep to 31 Oct) has ended, so Miles mode no longer has that bonus.
• The 3% Stockback promo on local and foreign spend runs until 31 Dec 2026. From 1 Jan 2027 it drops to 2% on local and 0.5% on foreign spend, still capped at S$500 per quarter. If you want the 3% rate, applying now gets you a quarter or two at it.
• Still $0 annual fee, $0 foreign transaction fee and $0 commission when selling stocks.

Freedom Card reward options (switch every quarter, no fees or penalty)

• Stockback: 3% until 31 Dec 2026, then 2% local / 0.5% foreign
• Miles
• Unlimited Cashback: 1.5% on local spend, no minimum spend
• Bonus Cashback: 1.0% base + up to 15% in a category you choose

The sign-up gift (new to Trust credit cards only)

If you’re a new Trust Bank customer (no existing or previously cancelled Trust account) and you apply for the Freedom or Trust Link credit card with a referral code, you get a sure-win gift:

• Cashback gift (Freedom card with Cashback/Bonus reward, or Trust Link card): S$18 / 28 / 88 / 288 / 888 / up to S$8,000
• Stock gift (Freedom card with Stockback reward): USD 18 / 28 / 88 / 288 / 888 / up to USD 8,000 in fractional shares
• No minimum spend needed
• The Golden Scratch Card appears under Rewards → Quests within 24 hours of approval
• One gift per person, even if you apply for both cards

How to claim

1. Download the Trust Bank app (App Store / Google Play).
2. On the “Get Started” screen, enter 2GG9T8K3 before you finish signing up. You can’t add it afterwards.
3. Apply for the Freedom or Trust Link credit card.
4. Wait for approval, then check Rewards → Quests within 24h.
5. Scratch to reveal your gift.

Is Trust Bank legit? Yes. Trust Bank Singapore Limited (Co. Reg. 202039712G) is backed by Standard Chartered and FairPrice Group, and is a MAS-licensed Digital Full Bank. SGD deposits are SDIC-insured up to S$100,000.

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TL;DR: New Trust sign-ups get a guaranteed gift of S$18 to S$8,000 cash, or up to USD 8,000 in stock with Stockback, with no minimum spend. Enter code 2GG9T8K3 at “Get Started” before applying. The offer is live until 31 Jan 2027 per Trust’s site, and the 3% Stockback rate ends 31 Dec 2026.

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Full breakdown + FAQ: Trust Bank Referral Code Guide

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(Not affiliated with Trust Bank beyond being a referrer. T&Cs apply.)