Trust Bank No Annual Fee Card Referral 2GG9T8K3: Free S$18-S$8,000

Both Trust credit cards have no annual fee, ever - not a first-year waiver, genuinely permanent. Here's why that matters alongside the referral gift.

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Code: 2GG9T8K3

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Freedom card - no annual fee: plus zero FX fees and three quarterly reward options (Stockback at 3% until Dec 2026, unlimited 1.5% cashback, or Bonus cashback up to 15% in a chosen category). Minimum income S$30,000 (SG/PR) or S$60,000 (foreigner).

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Trust Link card - no annual fee: plus Linkpoints rebates and up to 15% savings at FairPrice Group with minimum monthly spend. Good for NTUC members and frequent FairPrice shoppers.

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The referral gift for either: sign up with code 2GG9T8K3 and get a sure-win Golden Scratch Card worth S$18 to S$8,000 cash (or USD 18-8,000 stock for Freedom + Stockback). No minimum spend required.

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How to claim:

1. Download the Trust Bank app.
2. Enter 2GG9T8K3 at "Get Started" - if you skip past this screen and complete setup, the code can't be added back.
3. Apply for Freedom or Trust Link.
4. Reveal your scratch card under Rewards - Quests within 24 hours.

One clear gotcha: applying for both Freedom and Trust Link at once only gets you one scratch card, not two.

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Confirmed both cards' no-fee structure and referral terms at DLCuration's Trust Bank page: https://dlcuration.com/trust-bank-referral-code...