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I know there are a lot of articles out there that has drawn on such situations. But anyone has any interesting take on this? :)
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HC Tang
06 Feb 2020
Financial Enthusiast, Budgeting at The Society
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Lol
Hi Boon Ming
You have come to the right place, instead of debating every month end, you should just come here and ask this questions! :)
I'll take this on!
Since everyone earns a different salary and it's P&C, spend different amount each month on credit card, have different savings amount, then it would make sense for each of you to try out this tools individually, developed by Seedly team that helps to decide the best saving a/c with salary credit, min spending on cc / wealth product:
https://seedly.sg/tools/savings-account-calculator
Starts from there and go to each bank page to find out the details T&C to be sure. Anything not sure call up the Customer service officer to find out more.
Tips: Since DBS Multiplier on give highere interest on the first 25k, You can :
1) DBS Multiplier - Salary credit and save up to 25k
2) Any other bank - try to fulfill their conditions and save the $ there.
If you like my answer or think that my answer is useful or my answer has help you, please do upvote / like my answer / reply. Thank you :)