Anonymous

11 Dec 2022

∙

General Investing

Shld i change salary crediting to UOBONE? I can fulfil the $500 spend on credit card per month, and can have $200k bank balances. Shld i choos uob one or ocbc360 to salary credit to? Thanks!

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YOC

01 Feb 2024

Use both. i used to do that, but now i just use uob one acct. and put the rest in mmf.

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STRONGSHELL

14 Dec 2022

Split both

i credit salary to ocbc n spend while pay giro n meet $500 for UOB.

then use giro to pay the credit card n car loan n others

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Lim

13 Dec 2022

You should split your balances as SDIC only covers up to 75k

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Sg 30s Dude

13 Dec 2022

Keeping 200k as cash sounds a little too much. Is it convenient to ask if there a reason for keep such high balances?

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Chris

12 Dec 2022

Unlike OCBC 360, UOB One does not have many criteria to fulfill for the maximum interest rate of 7.8...

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Related Posts

Hi! If one has $200k to put in ocbc360, and $100k to put into UOB ONE - which bank should one credit salary into to earn most interest? Thanks! (Assuming can hit $500 spend on cc too)

Hi! Does anyone know if Singtel broadband and handphone bill (which I pay each month via credit card) is considered eligible spend under the UOB ONE card ($500 spend per month) cashback scheme?

Hi! Does anyone know if i pay SP utilities charges using my UOB ONE credit card, does this amount contribute to the monthly $500 spend to earn cashback? Thanks!!

The calculator on UOB site doesnt seem to work. If I have $100,000 in UOB ONE bank account, and put in 3 giro arrangement (but without salary crediting), how much interest will I earn monthly? Thanks!

For UOB one, does the monthly instalment payment for credit card counts towards the $500 minimum spend?