Thinking of getting my foot into Syfe. Given the current situation, which is a better portfolio to get started? REIT+ or US Bond/ETFs?

Hi Zachary! In general, the Global Portfolio could be suitable for a long-term investor focused on growth. The portfolio comprises US-listed ETFs diversifed across stocks, bonds and gold. While the S&P 500 has seen a quarterly decline thus far, please bear in mind that historically, markets go up over the long term. They always recover after a downturn as we've seen with the financial crisis of 1997, 2000 and 2008. With the Global Portfolio, you can also select a portfolio based on 11 different risk categories to suit your risk profile.

The REIT+ portfolio invests in 15 Singapore REITs and government bonds. This could be suitable for an investor who prefers exposure to Singapore assets. Buying individual REITs may not be cost-effective with your plan of investing $100 per month due to the brokerage / commission fees incurred with each transaction. With the REIT+ portfolio, there are no brokerage fees, no withdrawal fees, or lock-in periods, so you can steadily build up your REIT assets with each contribution. (The same benefits also apply to our Global Portfolio).

We recommend also considering other factors such as your risk tolerance, investing timeline, and financial goals when deciding between the portfolios. For more specific investment advice, do consider scheduling a chat with our advisors. They can help you make an informed decision. https://www.syfe.com/financial-advisors ​​​

Why not both?