facebookThinking of getting a miles credit card, Citi Premier Miles or KrisFlyer Amex? - Seedly

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Huang Yixuan

Person at Seedly Community

09 Dec 2019

Credit Cards

Thinking of getting a miles credit card, Citi Premier Miles or KrisFlyer Amex?

Could someone explain to me the pros and cons? I’m looking more for collecting miles to get a free plane rides, don’t really care for business class or whatever.

Discussion (10)

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Hi Yixuan, here is my analysis for your consideration:

KrisFlyer AMEX

+ve: No additional fees for transferring miles as they are credited to your account immediately. Attractive sign-up bonuses for new-to-bank customers. And these are relative easier to achieve compared to other cards - currently you stand to get 10k miles through existing users' referral just by spending 1k in first 3 months.

-ve: Only limited to SQ redemptions, miles do expire

Citi PremierMiles

+ve: Redemption across 12 airline partners (the most amongst all cards), miles don't expire, 2 airport lounge access per year

-ve: $25 conversion fee into miles

There isn't a perfect card so you coud reap the best benefits by applying for both cards and use them strategically. All the best!

Signed up for both for the promotion deals. After all i will stick with citi premiermiles card for all local spending.

I would advisesigning up for both and staggering the time when you sign up. If you want to redeem flights, the fastest way is to chalk up all the promtion miles you get when signing up for the cards

Pang Zhe Liang

07 Dec 2019

Fee-Based Financial Advisory Manager at Financial Alliance Pte Ltd (IFA Firm)

It depends on your needs.

Personally I chose Citi PremierMiles as VISA is more widely used and accepted by merchants worldwide.

Here is everything about me and what I do best.

Just get the Krisflyer AMEX first for their sign up bonus.

After which, get the Citi Premier Miles...

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