Anonymous
From what I'm gauging Robo advisors are sort of meh, right now...so what's the best way forward? Banks? are they any better? I have a little plugged in Stashaway's income- the returns are either strictly average or im running a a little negative.
Anyleads, guidance- super grateful for it.
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Treasury rate are so good now, if you are risk averse and want to protect your capital. fund investing might not be suitable for you.
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For protecting capital and just want some interest, maybe bank high savings account or govt backed investment like ssb or tbills are more towards your risk appetite
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Cash management accounts
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Tony
05 Oct 2023
Computer Engineering at Nanyang Technological university
For the funds are they funds double up as emergency fund? or they are near term cash you will need (...
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Since focus is on protecting capital, then naturally yield will take a hit. The higher the risk, the greater the reward. I suggest you buy a combi of SSB / T-bills, put some in cash management accounts.