Stocks vs Property - Singapore

Predicting whether stocks or residential properties will have better returns in the future is challenging and depends on various factors. Here are some considerations:

Stocks:

• Stocks have historically offered the potential for higher returns over the long term compared to many other asset classes.
• Returns in the stock market can vary widely depending on the specific stocks or sectors you invest in. Some companies may outperform the market, while others may underperform.
• Stock market returns are influenced by economic conditions, interest rates, corporate earnings, and global events.

Residential Properties:

• Residential properties can provide a relatively stable and predictable income stream through rental income.
• Capital appreciation in the property market is influenced by factors such as location, demand, supply, and government policies.
• Property markets can be less volatile than stock markets, but returns may also be lower.

Ultimately, the decision between stocks and residential properties should consider your financial goals, risk tolerance, and investment horizon. Diversification across asset classes, including stocks and real estate, can help manage risk while potentially providing competitive returns. It's essential to consult with a financial advisor who can create a personalized investment strategy tailored to your specific needs and circumstances. Keep in mind that all investments carry some level of risk, and past performance is not indicative of future results.

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I am currently a Financial Advisor as well, so feel free to reach out to me on IG (@ngooooied) if you have any further questions！

I first did the comparatie analysis for Malaysia. I approached it from the basis that the person has money to spare when comparing investing in stock or properties. Indirectly I am assuming that the investor has bought a house that he is living in so that the comparison is about which is the better investment in terms of returns and drawdown. I assumed that the same basis applies when looking at whether to invest your "excess money" in stocks or properies in Singapore. Otherwise we will not have an apple-to-apple comparison