Stashaway users, how is your portfolio doing? Invested a lump sum earlier in June at 10% risk index but around September the value has dipped below the amount invested.?

For me, i went 36% risk, no point setting a low risk since the amount of fees paid is the same. Not like lower risk = lower fees. To see returns, you need at least 2-3 years minimum so i suggest maxing risk and let SA do its job. I don't know what you rsped into in FSM but its risk level is most likely higher than the one in SA. If you have no confidence in SA, just cut losses now and continue to rsp into your fsm etfs.

I invested in September last year at the highest risk index (36%). Fell sharply during April this year, that was when the Algorithm did its tricks, owning quite a bit of china and health related stocks. Now Im at 15% time-weighted profit.

Since you just invested in it, I suggest you give it some time. 6 months to a year. I still believe in the algorithm given how it reacted during this crisis. I believe it will make good decisions when the economy starts to pick up again.