Six Days Left: Trust Bank Referral Code 2GG9T8K3 Offers End 31 Oct (Day-by-Day Plan)

The clock is the whole story this week. Both of Trust's new-customer offers on the credit card end on Saturday 31 Oct 2026, and as far as I can find there's no extension announced. Don't plan around one.

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What ends on 31 Oct

1. The sure-win scratch card: sign up for a new Trust credit card during the promo period (13 Aug to 31 Oct) and you get one scratch card worth S$18 to S$8,000 cashback, or stock value if you choose Stockback.
2. Up to 100,000 Max Miles: Freedom Card only, Miles mode only, and your card has to be approved between 21 Sep and 31 Oct.

The detail people miss: for the miles offer it's approval by 31 Oct that counts, not just submitting your application. Applying late on Friday and hoping is a risk you don't need to take.

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A realistic plan

1. Today: check you qualify. You need to be new to Trust (for miles, you must never have held a Trust credit card, even a cancelled one), 21 or older, and meet the S$30,000 income requirement for citizens and PRs. Update the Trust app.
2. Monday or Tuesday: open the app, tap Get Started, and enter 2GG9T8K3 on the very first screen. It can't be added afterwards. Verify with Singpass and apply for your card. Decide your reward mode before you tap, because the gift type follows the mode you choose at sign-up.
3. Wednesday or Thursday: once approved, your scratch card should appear under Rewards and then Quests within about 24 hours. Make a first purchase on the card soon after approval. Some summaries of the terms mention it, and it costs you nothing.
4. Friday and Saturday: treat these as buffer days for anything that goes wrong, like a document request. Don't schedule your application for the last day.

After you're in: scratch cards expire 60 days after they're issued, so scratch yours promptly. If you chose miles, the spend window is 31 days from approval or 30 Nov, whichever comes first, and the Max Miles codes must be redeemed in HeyMax by 31 Dec.

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I keep the October infographic, the steps and the offer details on the live October page with the infographic and steps. Disclosure: that's my referral page, and I get a small referral benefit if you sign up with my code. It doesn't change your own reward. Check Trust's own terms before you apply, since they're what counts.

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If you've been on the fence, the only thing with a hard deadline is whether you want it at all.