Silvercare ntuc income insurance. 76M. Previously on basic PA plan. Superior or Prestige plan is better? Thank you.

At 76M, first check if Income still allows upgrade or only renewal.

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If budget matters, Superior should be enough as basic PA top-up. Choose Prestige only if you want higher accident-related limits and can afford the premium.

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Also note SilverCare is PA insurance, not hospitalisation insurance