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Anonymous
Fresh grad, office worker, low risks. Just need some basic PA protection. Heard good things about NTUC Income, but not so much about FWD. Anyone who has PA under FWD able to share? :)
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PolicyPal
08 Sep 2020
Official Account at PolicyPal
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Casper Ho
28 Aug 2020
Regional Operation Manager at SciEcomm.com
You may consider Mindef/Saf Group Personal Accident plan with coverage up to 600k.
Premium at $1 each 100k. Extremely value for money for fresh graduates.
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PA plans are very affordable, with the premiums adjusted for different coverage level.
FWD you prob...
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The main difference between FWD personal accident insurance (100k) and NTUC Income PA Assurance (Plan 1) are the benefits for temporary total disability and daily hospitalisation income.
NTUC Income PA Assurance (Plan 1) provides $100/week for temporary disablement (up to 104 weeks) and $100/day hospitalisation income (up to 365 days).
For the FWD personal accident insurance (100k), you will have to purchase additional riders if you would like to have these benefits.
We have compiled and provided a comparison across all the different personal accident insurances provided by the different insurers here. Do check it out.