Should your insurance coverage change as your income, family, assets, or lifestyle changes? How often should you review your policies to make sure they still fit your needs?

No need to rush. Once your income has been steadily increasing for more than three years, you can make adjustments in the second or third year based on your financial situation. In particular, increasing your medical insurance coverage is essential. As for the remaining funds, you can use them for investment, savings, and financial management.

Whenever there is a change in situations like those you mentioned.