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Anonymous

17 Apr 2021

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Should I use my CPF to fund my house or should I take a bank loan and use the money in CPF to invest?

Anyone has experience to share on funding their house?

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Woo

17 Apr 2021

This is wht i did/am doing

if got at least FRS in CPF, use CPF

if bank interest < CPF interest, use bank

not using CPF to invest becoz CPF is gauranteed (almost) and investments are higher risks.

i dunno what is the fuss about able to invest CPF money and why so many ppl treat these CPFIS advisers as god. yes, CPF potentially grow faster. but, so what? creating a wider divide between haves and the have nots? focus shud be on getting ppl better and more decent wages.

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