Advertisement
Anonymous
I started out lump sum into Global ARTI portfolio in August 20 and it is still currently in red (-4%), while I started DCA into equity 100 in Dec 20. Under what circumstances should I consider transferring funds?
1
Discussion (1)
Learn how to style your text
Chris
30 Mar 2021
Owner and Writer at Tortoisemoney.com
Reply
Save
Write your thoughts
Related Articles
Related Posts
Related Products
4.6
933 Reviews
Syfe
ETFs, Equities, Bonds, REITs, Gold
INSTRUMENTS
0.4% to 0.65%
ANNUAL MANAGEMENT FEE
None
MINIMUM INVESTMENT
N/A
EXPECTED ANNUAL RETURN
Web and Mobile App
PLATFORMS
4.7
1293 Reviews
4.7
659 Reviews
Related Posts
Advertisement
Personally, I would say that gauging performance over a 7-month period (Aug to Mar) is hardly a fair gauge of a fund's performance as short-term volatility is often unpredictable. A more accurate representation of its performance would likely be at least a few years for a full picture.
Which is why I like your second question, which is, under what circumstances is it right to switch funds?
I think you should switch when you decide that the investment approach of the fund is not what you desire. This can be based on the returns you desire and your risk appetite.
Global ARI is more conservative of the two, with exposure to bonds as well as gold whereas Equity100 is 100% equity, as the name would imply.
If you can handle a higher risk level, then by all means switch to Equity100. But if your portfolio going into the red a little bothers you a lot, then perhaps Equity100 is not the best choice for you.
Hope this helps!